No one doubts the need to secure our home, both in mainland and content. The house can be damaged beyond our control and as the years pass the annual budget should be allocated for home repairs increases proportionally. It is also necessary for our peace of mind to secure our possessions against theft or loss by reason. And given the importance of these two concepts, we will study carefully the terms of our insurance policy carefully and know our needs and what each company offers insurance.
For them, here are a number of issues it is advisable to follow when choosing a home insurance:
1. Do not stay with the first thing that put us ahead. This requires visiting several estate agents and compare prices and coverages and exclusions and allowances.
Do we have an obligation to hire a multi-risk home and renters insurance? This is one of the most common questions that may arise when we first rented a house. Unfortunately, it also can be a source of disputes between landlords and tenants, when sometimes the owner has tried to collect insurance on the tenant.
First, it should be clear that the tenant is simply a third party and, therefore, do NOT have to answer or secured by a dwelling that has no property. They are the real owners and stakeholders to be included as policyholders if they are interested in securing your home against fire, theft or any other type of flaw, which are the reasons that usually make the houses. They, the owners are the beneficiaries of insurance and therefore who should pay the annual fee.